CHECK CARD

ATM/Visa® Check Cards
This card works like your checkbook, only it's easier, faster, and more convenient than writing a check. You can use it at any retailer that accepts Visa, and the amount will be deducted from your checking account - just like a check.

There are no activation fees, no monthly or annual fees, and no per usage fees when used for purchases.

Benefits to this card include:

• Your purchases will be easier, faster, and more convenient
• You will see details of each card transaction when viewing history online through PCU or in monthly statement (this includes merchant information: name and location) which will provide for better record keeping and tracking information than check writing
• You will also use this card as your ATM card - it's two cards in one
• You'll save money because you'll have fewer checks to order
• You won't have to write checks or carry a bulky checkbook
• You won't be asked to show multiple forms of identification

Paying With the Visa Check Card is Easy
For most transactions, you'll just need to present your card and sign the receipt. When paying with your Visa Check Card at grocers, gas stations, and convenience stores, simply follow these easy steps:

1. Look for the Visa logo. Any merchant displaying the logo will accept your card as a way to pay.
2. Ask to pay with your Visa and present your card.
3. If you're using an electronic "do-it-yourself" terminal at the check out counter and are prompted to choose a payment method, push the "CREDIT" button - not the "DEBIT" or "ATM" button (Using debit or ATM could result in a foreign ATM charge).
4. Sign your sales receipt. The transaction amount will be deducted from your checking account.

Accepted at over 25 million locations worldwide*. Imagine it…you have access to your checking account all across the world; talk about convenience. In combination with PCU, it's the most convenient way to access your account.

Note:  For your protection of fraud, all signature-based Debit/Check Card transactions are blocked in the following countries:  China, Estonia, Indonesia, Italy, Japan, Latvia, Lithuania, Malaysia, Morocco, North and South Korea, Pakistan, Poland, Romania, Russia, Singapore, South Africa, Spain, Taiwan, Thailand, Turkey, Ukraine and United Kingdom.  PIN-based Check Card transactions, such as that at an ATM or at a point-of-sale, are available.